December Deadline : Last Days, Aadhaar to UPI; 10 Things to Accomplish This Month

December Deadline

As we approach the end of another calendar year, it’s crucial to take stock of various financial milestones that can significantly impact our financial well-being. From investment opportunities to regulatory updates, December Deadline that demand our attention. This essay serves as a comprehensive guide to 10 essential tasks that individuals should consider accomplishing before bidding farewell to the current year.

1. SBI Amrit Kalash Investment Deadline

The State Bank of India’s high-interest special fixed deposit program, Amrit Kalash, offers an attractive 7.10 percent interest rate. Investors have until December 31 to seize this investment opportunity. A prudent move for those seeking favorable returns on their investments.

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2. Revised Bank Locker Agreement Deadline

The Reserve Bank of India (RBI) has set a deadline of December 31, 2023, for accepting revised locker agreements. Individuals who have accepted locker agreements and conditions on or before December 31, 2022, must take immediate action to comply with the updated terms.

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3. Free Aadhaar Update Deadline

The nearest December Deadline. The government has mandated the update of Aadhaar information every 10 years, and the current window for free updates extends until December 14. With multiple extensions granted, it’s advised not to delay any further in ensuring that your Aadhaar details are up to date.

4. SBI Home Loan Offer

The State Bank of India is running a limited-time campaign, providing a discount of up to 65 basis points on various home loan categories. Whether you’re considering a Home Loan, Flexipay, NRI, Non-Salary, Privilege, or Apon Ghar, the exemption is applicable until December 31, 2023.

5. HDFC Credit Card Rule Change

HDFC Bank has introduced rule changes affecting its popular credit cards, Regalia and Millenia. Customers have been informed about these alterations, and for further details, it is recommended to contact the bank directly.

6. MF, Demat Nomination Deadline

Existing demat account holders and mutual fund unit holders are reminded to include nominees in their demat accounts by December 31, 2023. This crucial step is in compliance with SEBI’s circular, ensuring the smooth transition of assets in case of unforeseen events.

7. Late ITR Filing Deadline

For those who missed the initial deadline for filing income tax returns for the financial year 2022-23, there’s an opportunity to file a late ITR. The deadline for the general public is December 31, 2023, with penalties applicable for non-compliance.

8. Inactive UPI IDs Deactivation

The National Payments Corporation of India (NPCI) has issued a circular instructing various operators to deactivate UPI IDs inactive for more than a year. Users wishing to retain their UPI IDs must utilize them at least once before December 31, affecting apps like Google Pay, Paytm, PhonePe, Cred, and Amazon Pay.

9. IDBI Special FD Deadline

IDBI Bank offers the Amrit Mahotsav, a special fixed deposit with an extended investment period of 375 and 444 days maturity. The deadline for availing this high-interest opportunity is December 31.

10. Indian Bank Special FD Deadline

December 31 also marks the deadline for utilizing Indian Bank’s Special Fixed Deposits, including the ‘Ind Super 400’ and ‘Ind Supreme 300 Days’ schemes, both offering higher interest rates.

Conclusion:

As we navigate the final days of December Deadline, these 10 financial milestones serve as a roadmap for individuals to secure their financial positions, capitalize on investment opportunities, and ensure compliance with regulatory changes. By addressing these December Deadline, individuals can set the stage for a prosperous and financially sound start to the upcoming year.