Crop insurance
The troubles faced with the aid of farmers in getting their crop insurance claims authorised have laid bare irregularities in the implementation of pradhan mantri fasal bima yojana (pmfby), which turned into released by using the centre in 2016 with the number one aim of providing ‘economic assist to farmers suffering crop loss/harm springing up out of unforeseen events’. The tribune has reported that the application forms of nearly 29,000 farmers in haryana’s hisar district were returned by way of a main insurance company, citing motives which includes insured location mismatch and lacking land document, crop-sowing certificates or tenant assertion. It’s a double whammy for cotton growers — first their crop was ravaged by way of rain and now they should run from pillar to put up in pursuit of compensation.
It’s now not unusual for insurance corporations to pick out holes within the papers submitted through farmers and raise objections on one pretext or the opposite. The money sooner or later paid, if in any respect, is frequently some distance quick of what is wanted to recompense the hapless annadata. That the pmfby is a win-win scheme for the agencies turned into discovered in 2018 with the aid of the respond to an rti software: these firms earned a gross profit of rs 15,792 crore in years after the rollout of the scheme throughout the country. Cited journalist and activist p sainath said more than one years ago that ‘the pmfby could come to be being a larger scam than the rafale deal in terms of free handouts to agencies’, adding that the principal and state governments had together allotted over rs 66,000 crore for crop insurance schemes seeing that 2016.
The pmfby, which additionally aims to promote crop diversification and beautify increase and competitiveness of the agriculture sector, and other such coverage schemes are satirically pushing farmers to the threshold. The important and state governments need to closely display the functioning of the businesses worried and take exemplary motion every time coverage claims are rejected on flimsy grounds. It’s additionally imperative to ensure that farmers get well timed and ok repayment for his or her losses; failure to achieve this would be perilous for indian agriculture.
