Entrepreneur Support Scheme (ESS) – 40 Lakh Loan | 45% Subsidy | 18 Lakh Free – Govt Scheme

Entrepreneur Support Scheme (ESS)

Kerala Government has introduced the Entrepreneur Support Scheme (ESS). This groundbreaking initiative offers a substantial 40 Lakh Loan with an enticing 45% subsidy, providing a financial boost to Micro, Small, and Medium Enterprises (MSMEs) across the state.

Entrepreneur Support Scheme: Eligibility and Subsidies

Micro, Small, and Medium Enterprises operating within the state of Kerala find themselves eligible for this visionary scheme. The heart of ESS lies in its subsidy structure, ranging from 15% to 45%, designed to catalyze growth without mandatory loans from financial institutions.

Unlike many schemes, ESS breaks free from the shackles of compulsory financial institution loans for project approval. This flexibility allows entrepreneurs greater control over their financial strategy and decision-making processes.

The subsidy encompasses a broad spectrum, supporting investments in crucial areas such as land, building, plant & machinery, electrification, essential office equipment, pollution control equipment, and other fixed assets. This comprehensive approach underscores the Kerala Government’s commitment to fostering holistic business development.

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Entrepreneur Support Scheme: Special Provisions and Categories

ESS recognizes the diverse landscape of entrepreneurship and tailors its support accordingly. For general category entrepreneurs, a 15% assistance cap of the capital investment is set at Rs.30 lakhs. However, for youth (18 to 45 years), women, SC/ST, and non-resident Keralite (NRK) entrepreneurs, the assistance limit extends to 25% of Rs.40 lakhs.

Enterprises operating in priority sectors enjoy an additional 10% assistance, showcasing the government’s strategic focus on specific industries vital for economic growth. Furthermore, MSMEs launched in Idukki, Wayanad, Kasaragod, and Pathanamthitta districts are eligible for an extra 10% support, capped at Rs.10 lakhs.

The maximum assistance an enterprise can receive under the ESS umbrella is thoughtfully capped at Rs.40 lakhs. This ensures a fair and equitable distribution of resources while maintaining the sustainability of the scheme.

Entrepreneur Support Scheme: Eligibility Criteria

To ensure that the benefits of ESS reach the right hands, specific eligibility criteria have been put in place. The applicant must be a resident of Kerala and fall within the age bracket of 18 to 45 years. Furthermore, the applicant must be the promoter of an MSME established in Kerala, either in the manufacturing or service sector.

Preferential treatment is accorded to various categories, including women entrepreneurs, Scheduled Caste (SC), and Scheduled Tribe (ST) entrepreneurs, young entrepreneurs between 18 and 45 years, Non-Resident Keralite (NRK) entrepreneurs, and initiatives in priority sectors like food processing, tourism, and IT.

Entrepreneurs setting up ventures in Idukki, Wayanad, Kasaragod, and Pathanamthitta districts, as well as those acquiring new technology from recognized research institutes, are also given special consideration.

Entrepreneur Support Scheme Application Process: Step-by-Step Guide

The application process for ESS is designed to be accessible and streamlined. Interested individuals must submit their applications through the respective district industrial centers, ensuring a decentralized and efficient system.

A nominal application fee of Rs.1105 per unit is applicable, a small investment compared to the substantial returns this scheme promises. This fee is a testament to the seriousness of the applicants and their commitment to utilizing the resources responsibly.

Entrepreneur Support Scheme : Required Documentation

The success of any initiative relies on the thoroughness of its documentation process. For ESS, applicants are required to submit a set of essential documents, including a passport-size photo, proof of age (for young entrepreneurs), acknowledgment receipt of EM, self-attested copy of Challan/receipt towards payment of fees, and a copy of Voters ID/Aadhaar Card/Passport/Driving license of the promoter/promoters (attested by gazetted officer).

Moreover, specific documents such as self-attested copies of resolution towards applying for this assistance (in case of units other than proprietary), self-attested copy of Caste Certificate (attested by Gazetted officer) (if applying under SC/ST entrepreneurs), and a project report (for Startup Support and Investment Support) are required.


In conclusion, the Entrepreneur Support Scheme (ESS) by the Kerala Government emerges as a beacon of hope and opportunity for aspiring entrepreneurs. Its comprehensive approach, inclusive eligibility criteria, and strategic subsidy structure paint a picture of a government committed to fostering economic growth at the grassroots level.

ESS not only provides financial assistance but also creates a conducive environment for the flourishing of businesses across diverse sectors. As Kerala takes bold strides towards economic resilience and self-sufficiency, ESS stands as a testament to the state’s unwavering support for its entrepreneurial community. This scheme is more than a financial incentive; it is a catalyst for dreams, a partner in growth, and a visionary step towards a prosperous and sustainable future for Kerala’s business landscape.

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