ICICI Student Forex Card: A Convenient and Secure Way to Pay for Travel Expenses
The ICICI Student Forex Card is a prepaid travel card designed specifically for students. It allows students to make overseas transactions in multiple currencies without having to open a foreign bank account. The card is also accepted at millions of merchants worldwide, making it a convenient and flexible way to pay for travel expenses.
Features of the ICICI Student Forex Card
- Multiple currencies: The card can be loaded with multiple currencies, making it easy to use when traveling to different countries.
- No exchange rate fluctuation: The card offers guaranteed exchange rates, so you won’t have to worry about your money losing value when you convert it to another currency.
- No need to open a foreign bank account: You can use the card without having to open a foreign bank account, which can save you time and money.
- Round-the-clock customer service: The card offers round-the-clock customer service, so you can get help if you have any problems with your card.
- Other benefits: The card also offers a number of other benefits, such as travel insurance, lost card protection, and airport lounge access.
How to apply for the ICICI Student Forex Card
To apply for the ICICI Student Forex Card, you must be a student enrolled in a full-time undergraduate or graduate program. You must also be a resident of India and have a valid passport. You can apply for the card online or at any ICICI Bank branch.
Benefits of using the ICICI Student Forex Card
There are many benefits to using the ICICI Student Forex Card, including:
- Convenience: The card is accepted at millions of merchants worldwide, making it easy to use when traveling.
- Flexibility: The card can be loaded with multiple currencies, so you can use it in different countries.
- Value: The card offers guaranteed exchange rates, so you won’t have to worry about your money losing value when you convert it to another currency.
- Security: The card offers a number of security features, such as a chip and PIN, to help protect your money.
- Customer service: The card offers round-the-clock customer service, so you can get help if you have any problems with your card.
How to load the ICICI Student Forex Card
There are a few ways to load the ICICI Student Forex Card:
- You can load the card online using your ICICI Bank net banking account.
- You can load the card at any ICICI Bank ATM.
- You can load the card at any ICICI Bank branch.
How to use the ICICI Student Forex Card
The ICICI Student Forex Card can be used to make purchases at any merchant that accepts MasterCard. You can also use the card to withdraw cash from ATMs worldwide.
Fees associated with the ICICI Student Forex Card
There are a few fees associated with the ICICI Student Forex Card, including:
- Annual fee: There is an annual fee of INR 500 for the card.
- Loading fee: There is a loading fee of 2% of the amount loaded onto the card.
- ATM withdrawal fee: There is an ATM withdrawal fee of INR 150 per withdrawal.
- Foreign exchange transaction fee: There is a foreign exchange transaction fee of 2.5% of the amount converted.
Conclusion
The ICICI Student Forex Card is a great option for students who travel overseas. The card offers a number of benefits, including multiple currencies, no exchange rate fluctuation, no need to open a foreign bank account, and round-the-clock customer service. If you are a student who travels overseas, the ICICI Student Forex Card is a great option for you.
Additional information
- The ICICI Student Forex Card has a validity period of 5 years.
- The card can be used to make purchases online.
- The card can be used to withdraw cash from ATMs worldwide.
- The card offers a number of security features, such as a chip and PIN.
- The card offers round-the-clock customer service.
Comparison with other student forex cards
The ICICI Student Forex Card is a good option for students who travel overseas. However, there are other student forex cards available that offer similar benefits. Some of the other popular student forex cards include:
- The SBI Student Travel Card
- The HDFC Bank Student Forex Card
- The Axis Bank Student Forex Card
- The Kotak Mahindra Bank Student Forex Card
When choosing a student forex card, it is important to compare the different cards and choose the one that offers the best benefits for your needs.