Instant Loan App with Approval Proof
CashBean is an instant personal loan lending platform for salaried professionals. Driven by P C Financial Services Private Limited, an RBI registered NBFC, CashBean offers a personal loan through smartphone within 10 minutes with minimal documentation. Personal loan amount from Rs. 1,000 to Rs. 60,000 can be availed with a 33% annualized interest rate.
Features and benefits of CashBean personal loan
You don’t need to have a credit history to get a personal loan from CashBean. The loan amount is offered based on a customer’s risk profile.
The entire loan process is paperless and digital through your mobile.
You can apply and access loans at any time from anywhere.
The loan application is reviewed in just 30 minutes, and once approved, the loan amount is deposited to your bank account directly in 5 minutes.
Services are available across India.
With a good credit score, the eligible loan amount gradually increases.
Repay the loan through a variety of convenient repayment methods.
CashBean Eligibility Criteria
An applicant needs to fulfill the following criteria to get a personal loan through CashBean:
Should be an Indian resident
Should be aged between 21 years and 56 years
Should have a regular source of income
Should have a bank account
How does CashBean work?
Download the CashBean app from the Google Play store.
Register yourself via the phone number on the app.
Select the product you are looking for.
Fill in the loan application form with your basic information, enter the loan amount you want to borrow, and submit the application.
After that, you may receive a phone call for verification. The final application status will be displayed in the app and, if approved, you will be informed by SMS.
Sign the loan agreement online after the approval.
After E-sign, the loan will be deposited to your bank account in a few minutes and you will be notified by SMS.
Documents required for CashBean personal loan
Applicants looking for a personal loan need to submit these documents:
Photo identity proof – PAN Card
Identity proof: Voter ID card/ Driving License/ Aadhaar Card
Your selfie
Latest salary slips
Permanent address proof: Any of – Driving License / Leave & License Agreement /Passport/ Voter’s Identity Card/ Utility Bill such as Electricity Bill/ Landline Phone Bill/ Gas Bill of current address (not more than 2 months old)
Latest bank statement showing salary credit
Different types of loans offered by CashBean
Salary advance: CashBean offers an instant personal loan with a limit of Rs. 1,500 to Rs. 50,000 to salaried professionals before they receive their salaries.
Cash loan: CashBean offers cash loans at competitive interest rates with easier and quicker approvals.
Instant loan: Working professionals can get an instant loan from CashBean to meet their urgent, unexpected cash expenses. You can get an instant loan ranging from Rs. 1,500 to Rs. 50,000 without any credit history.
Private loan: Sometimes, you may have a shortage of funds to take a trip, celebrate special occasions, or gift your family and friends on a special occasion like birthday, marriage anniversary, etc. CashBean offers a quick private loan to help you overcome these financial problems.
Small loan: At some points, you may find it difficult to manage around budget and run out of cash before long before your salary is credited. In such cases, a small loan can help you manage your expenses and survive until you get your salary.
CashBean customer care
CashBean values its customers and offers one of the best customer services. You can contact CashBean on different touchpoints mentioned below:
Email ID: cashbean.help@pcfinancial.in
Customer service hotline: 18005728088, 0124-6036666
Address: Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037
