Moneyview Business Loan : Get Up to 5 Lakhs Business Loan : Zero collateral Needed – Comprehensive Guide 2025
Moneyview Business Loan : In 2025, getting a business loan without collateral is no longer a challenge for Indian entrepreneurs. With platforms like Money View stepping up their game, accessing up to ₹5,00,000 in business financing is now faster, easier, and more transparent than ever before.
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This comprehensive guide will walk you through everything you need to know about securing a business loan without collateral through Money View, eligibility criteria, interest rates, application process, documents required, benefits, and tips to maximize your chances of approval. Whether you’re a small business owner, a self-employed professional, or planning to start a new venture, this article will provide a detailed roadmap to understanding and utilizing collateral-free business loans in India in 2025.
Why Business Loans Are Crucial in 2025
In a rapidly changing business landscape driven by digital transformation and economic growth, working capital and cash flow remain the lifeline of any business. With inflation and operational costs rising, businesses require additional funding to expand operations, upgrade technology, hire skilled staff, purchase raw materials, manage seasonal fluctuations, and boost marketing efforts. Banks often demand heavy paperwork and security or collateral, which many small business owners can’t provide. This is where Money View’s collateral-free loans become a game-changer.
Overview of Money View Business Loans
Money View is a trusted fintech platform in India offering personal and business loans through a seamless digital experience. The company partners with RBI-registered NBFCs and financial institutions to provide instant credit solutions to salaried and self-employed individuals.
Key Features of Money View Business Loans:
Loan amount: ₹5,000 to ₹5,00,000
Tenure: Flexible repayment between 3 to 60 months
Interest rates: Starting at 1.33% per month (16% per annum approx.)
Collateral: Not required
Processing time: Within 24 hours after approval
Application mode: 100% online
Also Read : How to Get Personal Loan with Low CIBIL Score – 6 Tips For You – Comprehensive Guide
Money View loans are ideal for freelancers, small traders, professionals, and budding entrepreneurs looking for quick business finance without traditional barriers.
Why Choose Money View for Business Loans?
Zero Collateral Requirement
Traditional banks often reject applicants who can’t provide collateral. With Money View, you don’t need to pledge your home, property, or any asset. This is perfect for startups or new ventures.
Fast Digital Process
From application to disbursal, the process is online. You can apply anytime from your smartphone or computer — no physical visits, no long queues.
Flexible Repayment Options
With loan tenures ranging from 3 to 60 months, you can choose an EMI that suits your business cash flow.
Low Credit Score Acceptance
Money View considers borrowers with credit scores as low as 650, making it more accessible than traditional banks.
Trusted & Secure
Partnering with leading NBFCs ensures your data is protected and the loans are regulated under RBI norms.
Eligibility Criteria for a Money View Business Loan in 2025
To ensure a smooth application process, here’s a breakdown of the eligibility requirements:
Age: 21 to 57 years
Income: Minimum ₹13,500/month (salary or business income)
Credit score: CIBIL or Experian score of 650 or higher
Bank account: Active bank account with regular transactions
Location: The applicant must reside in a serviceable city
These relaxed eligibility norms make it ideal for gig workers, part-time professionals, and small business owners alike.
Documents Required
Money View ensures minimal documentation and verification. Upload clear images or PDFs of the following:
Proof of Identity: Aadhaar Card, PAN Card
Proof of Address: Utility bill, rent agreement, Aadhaar (if address updated)
Bank Statements: Last 3 to 6 months (PDF format preferred)
Income Proof: Salary slips (for salaried) or GST certificate, ITR, or business registration (for self-employed)
How to Apply for a ₹5 Lakh Business Loan from Money View
Here’s a step-by-step guide to applying for a business loan online via Money View:
Visit the official website: Go to moneyview . in / business – loan
Check your eligibility: Use their instant loan eligibility checker by entering your mobile number and verifying OTP
Fill in personal & financial details: Provide income source, monthly income, employment status, and bank account info
Upload required documents: Make sure the images are clear and readable
Loan offer preview: Get a customized loan offer based on your profile and select the amount and EMI plan
eMandate & eSigning: Submit eMandate for auto debit and digitally sign the loan agreement
Disbursal: Once verified, the loan amount is transferred directly to your bank account — usually within 24 hours
Interest Rates and Charges
Let’s look at the common fees involved:
Interest Rate: Starts from 16% p.a.
Processing Fee: Up to 2.5% of loan amount
Late Payment Charges: ₹500 + GST
Foreclosure Charges: 3% on outstanding amount
Prepayment: Allowed after a certain period
The exact rate is calculated based on your credit profile, income, and repayment history.
Real-Life Use Cases
Kirana Store Expansion: Rajesh from Pune used a ₹2.5 lakh loan from Money View to expand his small grocery store. He added new shelves, bought inventory in bulk, and increased daily footfall.
Freelancer’s Laptop Upgrade: Sneha, a freelance designer in Bengaluru, used a ₹1 lakh loan to buy a MacBook and enroll in a UI/UX course. Her income doubled in 6 months.
Home-Based Business Scale-Up: Arvind and his wife used ₹3.8 lakhs to scale their homemade snacks brand into retail shops across Delhi.
Benefits of a Business Loan from Money View
Instant cash access without paperwork
No need to pledge property or gold
Simple eligibility check with instant offer
Custom EMI options suited to business needs
Nationwide accessibility in Tier 1, 2 & 3 cities
Who Should Consider This Loan?
Small shop owners
Freelancers
Consultants
Online sellers
Homepreneurs
Digital marketers
MSMEs
Gig economy workers
Whether you’re setting up your first office, upgrading tools, or hiring staff — this loan is flexible enough to support every phase of your entrepreneurial journey.
Tips to Get Your Loan Approved Quickly
Maintain a Healthy Bank Balance: Avoid cheque bounces and keep minimum average balance to prove financial stability
Improve Your Credit Score: Repay existing loans on time to raise your score above 700
Apply During Working Hours: Verification is faster if you apply during regular business hours
Upload Clear Documents: Blurry or incorrect documents cause delays or rejections
Choose a Practical EMI Plan: Select a comfortable EMI to avoid defaults and ensure creditworthiness
Comparing Money View with Other Business Loan Apps in India
| Platform | Loan Amount | Collateral | Disbursal Time | Credit Score Required |
|---|---|---|---|---|
| Money View | ₹5K–₹5 Lakhs | No | 24 Hours | 650+ |
| Navi | ₹10K–₹5 Lakhs | No | Instant | 700+ |
| KreditBee | ₹1K–₹4 Lakhs | No | Same Day | 650+ |
| Bajaj Finserv | ₹50K–₹25 Lakhs | No | 48 Hours | 750+ |
| PaySense | ₹5K–₹5 Lakhs | No | 24 Hours | 650+ |
Money View stands out for its lower credit score acceptance, zero collateral, and faster processing — making it ideal for first-time borrowers and small business owners.
Moneyview Business Loan – Conclusion :
If you are looking for a fast, secure, and collateral-free loan up to ₹5 lakhs, Money View is one of the best options available in 2025. Its 100% online loan process, minimal paperwork, and transparent policies make it user-friendly and highly effective for entrepreneurs across India. Whether you’re funding a new idea, managing inventory, or scaling your small venture, Money View provides the necessary financial support without the traditional banking headaches.
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Frequently Asked Questions (FAQ)
Q1. Can I get a loan from Money View if I have a low credit score?
Yes, they consider credit scores as low as 650. However, higher scores can get you better interest rates.
Q2. Is the loan process really 100% online?
Yes, from eligibility check to disbursal, the entire process is online and paperless.
Q3. How long does Money View take to disburse the loan?
After final approval, the amount is credited within 24 hours.
Q4. Can I prepay or foreclose my loan?
Yes, foreclosure is allowed with minimal charges after a few EMIs.
Q5. Do I need to provide income proof for a business loan?
Yes. If you’re self-employed, income documents like bank statements, ITR, or business proof are required.
Disclaimer : The content in this article is for informational purposes only. The loan features, terms, interest rates, and eligibility criteria may vary depending on the lender’s policies and your individual credit profile. Please visit https : // moneyview . in for the most accurate and up-to-date details. This article does not constitute financial advice, and the author/publisher is not responsible for any financial decisions made based on this content.
Keywords : Moneyview Business Loan – Moneyview Business Loan 2025
