Top 4 SBI Credit Cards to Bring Home in 2023
SBI (State Bank of India) is a well-known bank in India, providing various financial services and products to its customers. One of the popular products of SBI is its credit card. SBI credit cards come with various features and benefits, making them an attractive choice for consumers. In this essay, we will discuss the top 4 SBI credit cards to bring home in 2023.
- SBI Card Elite
The SBI Card Elite is one of the premium credit cards offered by SBI. It comes with a host of benefits and rewards, making it an ideal choice for people who frequently use credit cards. The annual fee for the SBI Card Elite is INR 4,999, and the joining fee is INR 4,999.
Benefits and Features:
The SBI Card Elite offers various benefits and features, including:
a) Welcome Offer: The SBI Card Elite offers a welcome e-gift voucher worth INR 10,000 from popular brands such as Yatra, Hush Puppies, Pantaloons, etc. The voucher can be redeemed within 60 days of card activation.
b) Reward Points: The cardholder can earn 5 reward points for every INR 100 spent on dining, departmental stores, grocery, and international transactions. They can also earn 2 reward points for every INR 100 spent on other categories. The accumulated reward points can be redeemed for various products and services.
c) Lounge Access: The cardholder can enjoy complimentary access to over 1000 airport lounges worldwide through the Priority Pass Program. They can also avail 2 complimentary domestic lounge visits per quarter in India.
d) Golf Privileges: The SBI Card Elite provides the cardholder with complimentary green fees access and 1 complimentary golf lesson per month at selected golf courses in India.
e) Movie Benefits: The cardholder can avail of a discount of INR 500 on booking movie tickets on BookMyShow twice a month.
- SBI Card Prime
The SBI Card Prime is another popular credit card offered by SBI. It is designed to cater to the needs of people who frequently use credit cards for shopping, dining, and travel. The annual fee for the SBI Card Prime is INR 2,999, and the joining fee is INR 2,999.
Benefits and Features:
The SBI Card Prime offers various benefits and features, including:
a) Welcome Offer: The SBI Card Prime offers a welcome e-gift voucher worth INR 3,000 from popular brands such as Yatra, Hush Puppies, Pantaloons, etc. The voucher can be redeemed within 60 days of card activation.
b) Reward Points: The cardholder can earn 10 reward points for every INR 100 spent on dining, movies, and departmental stores. They can also earn 2 reward points for every INR 100 spent on other categories. The accumulated reward points can be redeemed for various products and services.
c) Lounge Access: The cardholder can enjoy complimentary access to over 1000 airport lounges worldwide through the Priority Pass Program. They can also avail of 2 complimentary domestic lounge visits per quarter in India.
d) Travel Benefits: The cardholder can avail of a discount of up to INR 8,250 on booking domestic and international flights and hotels through Yatra.com.
e) Fuel Surcharge Waiver: The cardholder can avail of a fuel surcharge waiver of 1% on transactions between INR 500 and INR 4,000 at any petrol pump in India.
- SBI Card Unnati
The SBI Card Unnati is a basic credit card offered by SBI, designed for people who are new to credit cards or have a low credit score. The annual fee for the SBI Card Unnati is waived off for the first 4 years, and the joining fee is also waived off.
Benefits and Features:
The SBI Card Unnati offers various benefits and features, including:
a) Welcome Offer: The SBI Card Unnati offers a cashback of INR 500 on spending INR 50,000 or more in a year.
b) Reward Points: The cardholder can earn 1 reward point for every INR 100 spent on all categories. The accumulated reward points can be redeemed for various products and services.
c) Fuel Surcharge Waiver: The cardholder can avail of a fuel surcharge waiver of 1% on transactions between INR 500 and INR 3,000 at any petrol pump in India.
d) Easy Bill Payment: The SBI Card Unnati provides the facility of easy bill payment through the Visa Bill Pay service. The cardholder can pay utility bills, insurance premiums, and other bills through this service.
- SBI SimplyCLICK
The SBI SimplyCLICK is a credit card designed for people who love shopping online. The annual fee for the SBI SimplyCLICK is INR 499, and the joining fee is also INR 499.
Benefits and Features:
The SBI SimplyCLICK offers various benefits and features, including:
a) Welcome Offer: The SBI SimplyCLICK offers an Amazon gift card worth INR 500 on card activation.
b) Reward Points: The cardholder can earn 5 reward points for every INR 100 spent on online shopping, dining, movies, and utility bill payments. They can also earn 1 reward point for every INR 100 spent on other categories. The accumulated reward points can be redeemed for various products and services.
c) Online Shopping Benefits: The cardholder can avail of a discount of 10% on shopping at partner websites such as Amazon, BookMyShow, Cleartrip, etc.
d) Fuel Surcharge Waiver: The cardholder can avail of a fuel surcharge waiver of 1% on transactions between INR 500 and INR 3,000 at any petrol pump in India.
Conclusion
SBI credit cards offer various benefits and rewards, making them an attractive choice for consumers. The SBI Card Elite, SBI Card Prime, SBI Card Unnati, and SBI SimplyCLICK are some of the top credit cards to bring home in 2023. The choice of credit card depends on the individual’s spending habits and requirements. One should choose the credit card that offers the maximum benefits and rewards for their spending categories.
