What is a kisan credit card ?

The kisan credit card (kcc) is a scheme which is obtainable by means of the government of india to the farmers with an intention to fulfill their short-term monetary needs and specific credit requirements.

The kcc scheme became released in 1998 and become organized through NABARD (National Bank for Agriculture and Rural Development)..

It turned into introduced to offer brief-time period credit and time period loans to the farmer, who can simply purchase distinct agriculture inputs including seeds, fertilizers, pesticides and draw coins for his or her on the immediate production wishes.

The kcc is to be had via all the indian banks, regional rural banks and co-operative banks.

This scheme turned into further revised in 2012, with an aim to simplify the method and facilitate an issuance of ‘Electronic kisan credit cards’.

It has a simple documentation and credit-shipping method for the farmers who’re normally now not privy to banking strategies and formalities.